inheritance-tax.co.uk
INHERITANCE TAX CALCULATOR
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Inheritance tax calculator

Work out your inheritance tax in 90 seconds.

Pick what fits:

For yourself
I'm planning ahead
Get your number. See what allowances apply. See the legal solutions available.
Calculate my IHT
For a loved one
Someone has recently passed
Work out the tax due on their estate.
Calculate the IHT

An estimate. Not financial or legal advice.

FREE · TAKES 90 SECONDS

What's your marital status?

Married or widowed gets you double the tax-free allowance.

Married or in a civil partnership
Widowed
Single
Divorced

What's your main home worth?

Rough estimate is fine. Put 0 if you don't own one.

£

What else makes up your estate?

Rough figures fine.

£
£
£
£

Who's the beneficiary on your pension?

Spouse keeps it tax-free. Otherwise from April 2027 it counts toward the estate.

My spouse or civil partner
Children or grandchildren
Someone else or split
Not sure / not nominated

Any mortgage or debts?

These come off the estate.

£

Will your home go to your children or grandchildren?

If yes, an extra £175,000 allowance.

Yes
Partially
No or not sure

A few quick yes or no answers

Tick what applies.

Gifts over £3,000 in the last 7 years?
Yes
No
Regular gifts to children or grandchildren?
Yes
No
Active trusts set up over 7 years ago?
Yes
No
Business assets owned 2+ years?
Yes
No
Need access to most of your wealth over the next 10 years?
Yes
No
Gifted more than £10,000 in the last 12 months?
Yes
No
FREE · SENT INSTANTLY

Where shall we send your free IHT report?

Enter your details below — your personalised report lands in your inbox in under 30 seconds.

We will never share your details with third parties.

Sent in under 30 seconds. Based on HMRC 2025/26 rules.

What's in your report

Your full IHT calculation — the exact figure due on your estate.
How we got there — every exemption and nil-rate band applied, shown clearly.
Solutions for your situation — the routes available to reduce the impact of IHT on your specific position.
This report is information, not advice. It explains solutions that may be available to you. Please take professional advice before acting on anything contained within it.
Optional · Unlock your full Estate Planning report

Want a deeper read?

Your IHT report is on its way. Six more questions unlocks your full Estate Planning report — colour-mapped, your estate visualised, the areas to focus on, the routes that fit you. Yours to keep.

Estate Planning Health Check

If you lost mental capacity, what instructions have you put in place?

Directed who and how to look after me
Directed what should happen
Nothing in place
Estate Planning Health Check

Is your will protected from a deed of variation?

Yes, a specific clause
Will exists but stale
Nothing official
Estate Planning Health Check

Are you giving wealth away annually?

Yes, tight records
Yes, hard to evidence
Not at the moment
Estate Planning Health Check

From April 2027 pensions get hit by IHT. Acted on it?

Yes, taken advice
Know it's coming, not acted
First I've heard
Estate Planning Health Check

Set up structures to ring-fence wealth?

Yes, doing its job
Yes, not sure if right
Never
Estate Planning Health Check

Does your family know where everything is?

Yes, fully briefed
Mentioned, nothing formal
No
Your Estate Planning Health Check

Your score, there.

Out of 1,000. Across the areas that matter most.

Health Check Score
420
out of 1,000
What this means
A mixed picture. Some areas covered, some big gaps. Your full report breaks it down section by section.
Your full Estate Planning report

All set, there.

Your IHT report and your full Estate Planning report are both heading to your inbox. Pie charts, your estate mapped, the legal solutions for your position, the areas to focus on. Yours to keep and refer back to.

Sent in under 30 seconds.

On its way.

Your reports are heading to your inbox.

inheritance-tax.co.uk · estate-planning calculator